Services
Maryland Health Connection (ACA Marketplace)
Free help comparing metal levels, networks, and premiums. Check eligibility for Advanced Premium Tax Credits and Cost-Sharing Reductions and get help enrolling or renewing.
Life Insurance
Term, whole, and indexed universal life with riders (waiver of premium, chronic/critical illness, child). We estimate coverage needs, shop multiple carriers, and streamline underwriting.
Disability Insurance
Protect your income with own-occupation and long-term disability coverage. We review elimination periods, benefit periods, partial disability, and future increase options.
Affordable Care Act Plans
On- and off-exchange plans from top carriers. We match benefits to your doctors and prescriptions and explain HMO vs PPO trade-offs.
IRAs & Annuities
Traditional/Roth IRAs plus fixed & fixed-indexed annuities for conservative growth and lifetime income options. We discuss surrender periods, riders, and fit within your retirement plan.
Ongoing Advisory
Annual reviews, claims help, and policy audits to keep coverage aligned with life changes.
Appointments
Articles & Resources
Maryland Health Connection
Official marketplace information for Maryland residents.
marylandhealthconnection.govLife Insurance 101
Independent overview of life insurance types and uses.
Insurance Information InstituteResearch: Social Security Disability Insurance (SSDI)
During my time as a Research Fellow with the Social Security Administration, I studied how information exposure affects access to SSDI, with a focus on homeless and cognitively impaired applicants.
Contact
Phone: (410) 324-6836
Email: info@pasurance.com
FAQs
What services do you offer?
ACA plans through Maryland Health Connection, off-exchange health options, life insurance (term, whole, IUL), disability insurance, and IRAs & fixed/fixed-indexed annuities.
Do you charge for helping with Maryland Health Connection?
No. Broker assistance for marketplace enrollment/renewal is free to you.
How do I reschedule or cancel an appointment?
Your confirmation email/text from Calendly includes “Reschedule” and “Cancel” links. You and I are both notified of any changes.
What should I prepare for our first call?
If shopping health plans, have your doctors, prescriptions, and an estimate of household income. For life/disability quotes, an approximate coverage amount and budget helps.